Compare the amount an exchange service offers with the latest available reference rate. See the difference and the effective markup before you exchange.
Your comparison
Exchange offer result
Reference rate
Reference result
Offered result
You receive less by
Exchange-rate markup
What the percentage means
The calculator first estimates how much the latest reference rate would produce. It then compares that amount with the amount you were offered.
A provider can advertise “no commission” while using a less favourable exchange rate. That shortfall is effectively a cost hidden in the rate.
Markup = (reference result − offered result) ÷ reference result × 100.
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