Pay in local currency or use the offered conversion? Estimate both options from the latest available reference rate and the fees you enter.
Your estimate
Pay in local currency
Reference rate
Reference converted amount
Foreign transaction fee
Fixed card/ATM fee
Estimated total
Offered conversion (DCC)
DCC quoted total
DCC above reference by
Effective DCC markup
Difference between options
What Dynamic Currency Conversion means
DCC is a merchant or ATM offer to convert the transaction into your home currency before it reaches your card. Paying in local currency instead leaves the currency conversion to your card provider.
The calculator compares the complete DCC amount you enter with an estimate based on the reference rate, your percentage foreign transaction fee, and your fixed fee.
